The purchase of a house is the largest investment most people will ever make.  The contract to buy or sell a home or land is often called a purchase offer or a purchase contract , may be the largest money contract you will ever sign.  For these reasons, it is absolutely essential that you have an attorney to represent you for your real estate closing.

If you have a real estate agent, he or she will sometimes prepare the purchase offer using a preprinted form.  If you do not have a real estate agent, our office can advise you on the steps to take to take in order to get a signed purchase offer.  We can also give you tips as you are negotiating your deal so that you get the best possible price for your house.

Whether or are a seller or buyer, when you sign your purchase offer, your attorney can review it and deal with any problems or difficulties.  Send us a copy of your purchase offer so that we can review it and discuss the contract with you before we do approve it.

Once we have seen a signed purchase offer, we can describe the particular real estate closing process likely to be followed in your closing.  We will discuss the mortgage process and the timetable for the mortgage commitment, and when and how the deal will be closed.  There are many different financing options for real estate sales including buyer financed mortgages, assumable mortgages, conventional mortgages insured with PMI, and various kinds of government guaranteed mortgage programs.

We will review with you all the costs and expenses of the closing costs, abstract fees, title insurance, survey fees and legal expense, and explain who pays each of these fees.

Call me today at (716)852-1888  or Toll-Free at 1(888) 852-2488 to see how I can help you with this big investment.